Trương, Thông, Bình Phan, and Nguyễn Liêm. “Capital Structure and Operational Self-Sustainability of Vietnam Microfinance Institutions”. Science & Technology Development Journal: Economics- Law & Management 6, no. 2 (May 28, 2022): 2530-2539. Accessed May 3, 2024. http://stdjelm.scienceandtechnology.com.vn/index.php/stdjelm/article/view/922.